Our banking app combines LinkedIn, WhatsApp and Banking. You’re able to grow and stay in touch with your network. This involves an in-app messaging service so you can keep the money talk separate from your usual messaging (if you want! We also encourage moving all communications onto our app because we love the interface so much).

When someone that you know joins the app through your link they’re in your network. If you join through someone else’s link then they’re also in your network. This makes it easier to send and receive money from them and also means you can reach them directly through our messaging service.

The real kicker? The reason you chose to read more? We’re letting you earn money from your network because we’re the sharing type of banking- we’re the only one so far but we’re hoping we can inspire some others too!

We promised you transparency so here it comes: we earn money from your transfers because we have a small fee (only a few pence so check out our fees page for details) but we want to give some of it back to you. That means, every time one of your friends sends money, we’re getting a small fee and you’re going to get some of it too.

So, the bigger your network, and the bigger the spenders inside it, the more money you earn. And you need to be quick! Unless your friends are planning on having and spending with multiple KiyanPay accounts then you’re going to want to be the first ones to invite them through your link.

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